Regardless of whether you’re involved in a fender bender or a severe collision, these unavoidable circumstances have a profound impact on your quality of life. Despite the limited number of vehicles on the road during the global crisis, motorists are still distracted.

What Should You Do After A Car Accident?

It is imperative to know what to do when involved in a car accident and who to call. The first thing you need to do is stop when involved in a collision. This is a motorist’s legal obligation regardless of whether any damage has been done or if an injury has occurred.

Another critical aspect to remember is never to admit any liability or responsibility for the incident. The insurance company representative will investigate and analyze the situation and determine if it is your fault. The insurance contract states that you should never accept responsibility under these circumstances.

You have to let your insurance company take care of your claim if you assume they will handle it. For instance, a reliable Columbus auto accident attorney will provide a complete walkthrough on how to make sound judgements whether you are at fault or not during a collision. This checklist will assist you on what needs to be done, whether you or a loved one is involved in a crash.

❏    Check yourself if you incurred any injuries.

In case you incurred injuries, you have to seek medical help or call 911. If you cannot move, then leave another person to ask for help and wait for the medical personnel to assist you.

• Check your passengers’ well-being if you are driving with someone. If you are hurt, then allow bystanders to seek medical assistance as soon as possible.

❏    Get yourself to safety.

If you are not hurt that badly, then move to the side of the road. If your vehicle poses a safety hazard, then move it somewhere safe. Otherwise, leave it as it is and force yourself to safety.

❏    Call the police/911

Whether it’s a minor collision or a severe accident, calling the authorities or police is essential; this is a requirement in several estates. The authorities will file an accident report and document the scene.

Whenever possible, file a police report at the nearest police station if the police cannot arrive at the scene of the accident. Your insurance provider may require a copy of the police report when you file an insurance claim.

❏    Wait for help

In the event of a minor collision, it is best to switch off your vehicle’s engine, turn on your light hazards, and use road flares as a warning signal to other motorists to slow down.

❏    Exchange information

Upon ensuring that everyone is not injured, you will need to exchange vital information with the other driver. There are several crucial details you need to gain from the other driver, including;

• License plate number and driver’s license
• Contact information and full name
• Model color and type of vehicle
• Policy number and insurance provider
• Accident location

It is recommended not to discuss the extent of the damage and who is at fault. Once the collision claim is filed, your insurance provider will investigate the cause of the collision based on property damage, photographs, supporting documents, statements from both parties, and the police report.

❏    Keep a record of the incident.

To protect yourself, you need to take several documentation including;

• Identify all responding officers during the incident.
• Obtain a copy of the accident report
• Take evidence like pictures and videos. Ensure that you take photographs from different angles from the scene of the incident.
• Write down addresses and names involved in the collision.
• If there are witnesses during the incident and sure you take their information as well.

❏    Initiate the claim with the insurance company.

If you are at the scene of the accident, you may want to inform your insurance provider or agent so that they can set expectations about the accident. This will guide them on the specific information they need from you to process your claim.

Why Should You Get A Vehicle Accident Lawyer

Most victims of car accidents benefit from keeping a car accident lawyer at speed dial. Here are several essential reasons why you need to get a lawyer for a car collision claim;

• They provide you with invaluable advice about car accidents, what to do, and possible resolutions.
• They will give you the right directions on how to deal with the incident properly and file a claim.
• They will become your instant voice talking to your insurance company to ensure that you’ll receive fair compensation or settlement
• A car collision lawyer has extensive experience and resources to investigate the incident properly
• Lawyers understand how to properly evaluate fair compensation through pieces of evidence and medical documentation
• Lawyers have the proper skills to negotiate and fight for your interest
• You’ll need a well experienced lawyer to advocate you in the courtroom

Final Words

Even seasoned drivers can be overwhelmed by accidents, but following these steps can keep you from unnecessary tension. That way, you can focus on getting your vehicle repaired as smoothly as possible while dealing with your insurance company.